Government Housing Bank Launches Solar Rooftop Loan Campaign with Interest Rates Starting at 0.99%
The Government Housing Bank launches a solar rooftop loan campaign with introductory rates as low as 0.99% per annum and monthly payments starting from 1,100 baht for a 300,000-baht installation, plus up to 50,000 baht in installation assis
Mahattana Ampornsisitth, managing director of the Government Housing Bank (GHB), announced the bank's initiative to ease the burden of high electricity bills through a solar rooftop home loan campaign featuring introductory interest rates of just 0.99% per annum with monthly payments starting from 3,600 baht per million baht borrowed. Special offer: installation assistance up to 50,000 baht for solar rooftop loans. For a 300,000-baht solar installation loan, monthly payments begin at just 1,100 baht. The bank also offers high-yield savings accounts at 1.55% per annum, lottery-style savings certificates, and second-hand home loans with fixed 0% interest for the first two years and discounts up to 50%.
Managing Director Mahattana Ampornsisitth revealed that the bank is unlocking expensive electricity costs by offering a solar rooftop home loan campaign with introductory interest rates of only 0.99% per annum, starting monthly payments at 3,600 baht per million baht borrowed.
Special promotion: Installation assistance up to 50,000 baht for solar rooftop installations. For a 300,000-baht solar rooftop installation loan over 40 years, monthly payments start at just 1,100 baht.
Additionally, the bank offers high-yield savings accounts at 1.55% per annum, GHB lottery savings certificates with attractive returns and chances to win major prizes, and second-hand home loans with 0% fixed interest for the first two years.
The event is being held at the 26th Bangkok Finance Festival (Money Expo 2026 Bangkok) from May 7-10, 2026 at Impact Muang Thong Thani.
The bank is committed to helping customers save energy long-term, offering financial products with special promotions to reduce expenses and enable citizens to own energy-efficient homes. The solar rooftop home loan program offers a 1-billion-baht lending framework.
For those interested in purchasing or constructing a home with a solar rooftop installation, interest rates are tiered: 0.99% per annum for months 1-2, 1.99% for months 3-6, and 2.99% for months 7-12 (subject to insurance requirements). The first-year average interest rate equals 2.32% per annum with a 40-year loan term. Borrowing 1 million baht means monthly payments of 3,600 baht. For solar rooftop installation loans with a 40-year term and 300,000-baht limit, monthly payments begin at 1,100 baht.
The bank also reduces installation costs for solar rooftop customers: maximum 30,000 baht for systems under 5KW and maximum 50,000 baht for systems 5KW and above.
The "Cool Home, Happy Living" housing loan offers free mortgage registration and appraisal fees, with fixed interest rates starting from just 2.20% per annum in the first year, covering all loan purposes. The average 3-year interest rate is just 2.86% with a 40-year loan term. Borrowing 1 million baht requires monthly payments starting from just 2,900 baht.
Savings accounts and GHB lottery certificates provide financial security, including savings accounts with interest rates up to 1.55% per annum (for deposits not exceeding 200,000 baht), with tax exemption on interest for individuals.
GHB lottery savings certificates "Golden Prosperity Set" are available at 1,000 baht per unit with a one-year maturity, offering 0.30% per annum face value returns (upon maturity) and a chance to win first prizes worth 3 million baht across 12 drawings.
GHB lottery savings certificates "Prosperity Enhancement Set" are priced at 5 million baht per unit with a one-year maturity, offering 1.20% per annum face value returns (upon maturity) and a chance to win first prizes worth 5 million baht across 12 drawings.
Special offer: Receive monthly interest payments directly into your savings account every month.
Second-hand homes from GHB feature quality properties in diverse locations including single houses, duplexes, and townhouses from across the country—over 600 listings—sold at discounts up to 50% off regular prices. Product promotions include special 0% interest rates fixed for the first two years.
Customers who purchase properties and transfer ownership during the event within the bank's specified timeframe—the first 20 customers—will receive gift vouchers worth 1,000 baht each (one reward per customer).
Properties nationwide can be reserved during the event, May 7-10.
