SME D Bank Records Strong Growth, Deploys 40,900 Crore Baht
SME D Bank deployed 40.9 billion baht to small and medium enterprises in the first half of 2025, a 12.42% increase from last year, while supporting over 544,000 jobs across Thailand.
SME D Bank announced robust first-half 2025 performance across all metrics, providing over 40.9 billion baht in capital to small and medium enterprises—up 12.42% from the same period in 2024. The majority of support went to small business owners with individual loan ceilings of 15 million baht or less, generating 187.5 billion baht in economic circulation while preserving over 544,000 jobs. Outstanding credit reached approximately 101 billion baht, up 4.48% year-on-year.
Managing Director Pichit Mithrawongse attributed the bank's countercyclical growth to a clear commitment to supporting SMEs through every economic condition. The bank has streamlined lending rules, relaxed borrower qualifications and collateral requirements, and improved internal communications to accelerate credit access. Development initiatives reached over 5,200 entrepreneurs through modern marketing support, technology adoption, AI innovation, and sustainability programs delivered via both on-site events and the 24/7 DX platform, which now serves over 11,000 users.
The bank assisted over 11,600 vulnerable and struggling businesses with 23.6 billion baht in restructuring support, achieving an NPL ratio of 7.56% with a strong coverage ratio of 166.69%. For the second half of 2025, SME D Bank will continue supporting entrepreneurs while prioritizing three strategic sectors: food, agricultural processing, and wellness industries.
