TIDLOR Achieves Record High Profits of 4,963 Million Baht, Growing 17.4% in 2025

On February 19, 2026, Chonthicha Thongthai, Chief Financial Officer of TIDLOR Holdings Public Company Limited, revealed the company's 2025 financial performance. The company achieved a record net profit of 4,963 million baht, a 17.4% increase compared to the previous year. This success stems from a quality growth strategy in vehicle registration credit and insurance brokerage businesses, coupled with careful credit and cost management. In 2025, the company's total revenue reached 23,533.1 million baht, a 6.2% increase, driven by interest income from credit portfolio expansion and insurance brokerage fees. The company expanded its customer base through multiple sales channels, with 1,873 branches nationwide. The credit portfolio grew to 109,585.6 million baht, increasing 5.4% year-on-year, supported by expanded customer base and technological innovations like the 'Tidlor Card' and loan transfer services. The non-performing loan (NPL) ratio decreased to 1.5% from 1.8% in the previous year. In the insurance brokerage business, total non-life insurance premiums reached 11,247.2 million baht, a 10.5% increase, leveraging three main brands: Shield Insurance Broker, Areegator InsurTech Platform, and heygoody.com online insurance platform. Despite challenges from southern floods and international conflicts in the fourth quarter of 2025, the company maintained a net profit of 1,038.5 million baht and remained cautious by setting additional reserves to ensure stable business operations.