EXIM Bank Surpasses 10 Billion Baht in New Loans to Help Exporters Navigate Global Economic Crisis

EXIM Bank reported that in the first quarter of 2025, it has disbursed new loans exceeding 10 billion baht to support Thai entrepreneurs in navigating the global economic crisis and strengthening economic competitiveness. Managing Director Chalat Ratanamolnit stated that the global economy faces continued uncertainty from conflicts and Middle Eastern tensions, leading to volatile energy prices and increased production and transportation costs, which heighten payment risks for both export and tourism sectors—key drivers of Thailand's economy.

In response, EXIM Bank has prioritized supporting Thai entrepreneurs, especially SMEs, through several relief measures including debt repayment extensions of up to 365 days, interest rate reductions up to 20%, and special revolving credit at rates not exceeding 3.99% annually for exporters affected by Middle Eastern conditions. The bank is also strengthening cooperation with government and private sector organizations to enhance entrepreneur capabilities and develop new markets, positioning itself as an "Academy" for exporters to create economically resilient businesses equipped with risk management tools and market expansion strategies.

Despite the contraction in systemic credit, EXIM Bank continues to provide financial support and liquidity assistance through tailored products such as EXIM Global Plus for SME international expansion and EXIM Expand Sure for payment default protection. By the end of the first quarter of 2025, the bank approved 10,961 million baht in new credit facilities, bringing total outstanding loans and commitments to 186,836 million baht. Investment and sustainability-focused (ESG) credit and commitments reached 93,415 million baht, representing nearly 50% of total outstanding balances, demonstrating the bank's commitment to supporting vulnerable exporters and those seeking competitive advancement.

Regarding risk management, EXIM Bank strengthens stability for Thai businesses by reducing payment risks from conflict or logistics disruptions in trading partner countries through expanded export insurance and other risk management tools. As of March 2025, cumulative export insurance services reached 50,093 million baht. The bank also leads in developing Thai entrepreneur capabilities through diverse training programs, including the EXIM 2X curriculum version 2 for intensive training in international trade strategies delivered by export experts.