EXIM Bank Approves 40.7B Loans, ESG Financing Reaches 87.3B

EXIM Bank revealed its nine-month performance, approving 40.734 billion baht in new loans with total loans and commitments of 179.572 billion baht, while supporting over 87.33 billion baht in ESG capital. Managing Director Chalach Rattanaboonnitt disclosed that the bank's first nine months of 2026 advanced its role as a development bank, supporting Thai entrepreneurs facing a volatile global economy from geopolitical conflicts, trade barriers, and uncertain business costs. The bank aims to increase access to capital, manage risks, expand foreign markets, and promote quality investment to sustainably enhance competitiveness. EXIM Bank seeks to enhance liquidity and capital access alongside developing risk management tools and investment support to help Thai entrepreneurs adapt and grow amid global economic challenges. In the first nine months, it approved over 40 billion baht in new loans supporting business transition to ESG, with 40.734 billion baht in new approvals and 179.572 billion baht in total outstanding loans and commitments, while developing products for businesses at each growth stage such as franchise upgrade loans, capital replenishment loans for Thai businesses, and EXIM Ready Trade Credit to increase liquidity and support foreign market expansion. On ESG financing, loans and commitments reached 87.33 billion baht, accounting for 48.63% of total outstanding, supporting environmentally friendly investment, business standard upgrades, and adaptation to stricter environmental and international trade regulations. Additionally, the bank partnered with the World Bank and Krung Thai Bank on the Low Carbon Cities and Carbon Market Development Project, securing a 200 million USD loan from the World Bank guaranteed by the Ministry of Finance to support capital for qualified energy service companies investing in renewable energy and energy efficiency in participating government agencies. To expand investment markets in CLMV and New Frontiers with trade risk guarantees, the bank supports entrepreneurs expanding markets, investment, and supply chains to high-potential countries, with outstanding loans and commitments for investment in CLMV and New Frontiers at 28.157 billion baht and new credit approvals of 7.684 billion baht. Meanwhile, the bank developed export insurance tools to handle payment risk, market volatility, and partner country risk, with cumulative insurance business volume of 140.985 billion baht, boosting entrepreneur confidence to expand foreign markets stably. Following floods in Bangkok and many areas in Q3 2026, the bank issued relief measures for entrepreneurs including extending promissory note periods and short-term credit lines up to 210 days, converting short-term to long-term debt repayable up to three years, extending long-term loan repayment up to seven years, principal grace period up to one year, and adding temporary revolving credit not exceeding 20% of original limit up to two million baht. Recently, the bank issued additional "Emergency Cash Injection" measures to help maintain liquidity, revive businesses, and keep them moving forward. On asset quality, the bank's non-performing loan ratio stood at 4.29%.