UOB Partners with Minor Food to Launch Franchise Loans with No Collateral Required, Up to 30 Million Baht

UOB Thailand has joined forces with Minor Food Group to introduce a "Franchise Business Loan" program designed to support SMEs in investing in six prominent restaurant brands within the Minor Food portfolio, offering a maximum credit facility of 30 million baht without requiring collateral. The program aims to create more opportunities for new entrepreneurs and accelerate franchise network expansion across Thailand, supporting Minor Food's aggressive expansion plan to reach 4,000 locations by 2572 (2029).

On May 11, 2026, Sayumrat Maranet, Senior Vice President of SME Business at UOB Thailand, revealed that while Thailand's overall franchise market is valued at over 300 billion baht and growing 15-20% annually, many SME entrepreneurs still face significant barriers in accessing funding, particularly when starting new ventures or expanding existing operations.

UOB Thailand and The Minor Food Group Public Company Limited have launched the franchise loan program to support SME entrepreneurs looking to establish or expand businesses under five leading Minor Food brands with a maximum credit limit of 30 million baht and no collateral requirement.

The bank recently approved loans for two new franchise brands, including Korean fried chicken chain Bonchon and beverage shop GAGA, which are building their customer base in Thailand. The program also covers well-established brands familiar to Thai consumers, including Dairy Queen, Swensen's, and The Pizza Company, which continue to expand nationwide.

"Franchise business is a highly scalable model for systematic business expansion. Sustainable growth requires solid financial foundations," said Sayumrat. "Through our partnership with Minor Food, the bank has designed a lending approach that aligns with franchise business characteristics, supporting entrepreneurs at every growth stage, from those just starting out to those seeking to expand."

Thanyanches Ekawechvit, Chief Business Development Officer of Minor Food Thailand, stated that Minor Food currently operates over 2,700 restaurants, with 49% operating as franchises. The company plans to expand its network to over 4,000 locations by 2572 (2029).

"This reflects our confidence in franchise market growth potential," he added. "We offer comprehensive franchise support, from operational standards and training to pre-opening preparation. UOB's financial support will make it easier for interested entrepreneurs to start businesses and help existing franchisees expand efficiently to support long-term growth."

The franchise loan program supports entrepreneurs investing in all five restaurant brands without requiring collateral, within a maximum credit limit of 30 million baht, and offers special interest rates throughout the loan period. Funds can be used for opening new branches, renovating existing stores, transferring ownership (refranchising), refinancing, or compensating capital for shops operating no more than six months.

Interested entrepreneurs can contact Minor Food Group's franchise department at https://www.minorfood.com/th/partner#franchise for guidance and application information, or contact UOB Biz Call Centre at 0 2343 3555 (Monday-Friday, 9:00 AM - 6:00 PM) for franchise loan inquiries, or Line @ UOBSME.