BAM Surpasses 10 Billion Baht in Debt Purchases
BAM, Bangkok Bank's asset management subsidiary, purchased over 10 billion baht in nonperforming loans from Thai financial institutions in the first half of 2025, reinforcing its position as Thailand's leading AMC. The company expects portf
BAM, the Asset Management Company of Bangkok Bank, announced it has acquired nonperforming loans exceeding 10 billion baht in the first half of 2025 from six major Thai financial institutions, including an exclusive large lot purchase from Bangkok Bank (SCB). This acquisition underscores BAM's financial strength and position as Thailand's top AMC and marks a significant step in expanding its asset portfolio.
The company is introducing a Cost Plus debt restructuring model to its existing portfolio, focusing on tailoring debt structures to match each debtor's financial capacity to help them return to financial stability more quickly. BAM expects the investment portfolio to generate returns exceeding 15% this year, supporting the company's growth targets.
In the second half of 2025, BAM will continue its aggressive investment strategy and is currently negotiating three additional major nonperforming loan deals worth approximately 5 billion baht. The company views these investments not merely as portfolio expansion but as converting dormant assets back into value-creating instruments. BAM's debt management approach prioritizes finding appropriate solutions for individual debtors to enable sustainable financial recovery, which the company believes will generate both economic value and strong returns.
