The Government Housing Bank (GHB) has exceeded 123 billion baht in new loan disbursements during the first half of 2025 (January–June), covering 114,184 customer accounts, according to Managing Director Mahattana Ampornpisit. The figure represents a 14.85% increase compared to the same period last year and accounts for 49.90% of the bank's 246.8 billion baht annual target. These new loans primarily serve low- and middle-income earners with loan amounts not exceeding 3 million baht, totaling 58,685 accounts and marking a 7.39% increase. The bank's non-performing loan ratio stands at 5.54%, with provisions against doubtful debts at 150.76% of NPL and a capital adequacy ratio (BIS Ratio) of 15.47%, well above the central bank's minimum requirement of 8.50%.

As of end-2024, the GHB's total outstanding loans reached 1.93 trillion baht, up 2.14%, with total assets of 2.10 trillion baht (up 4.41%) and total deposits of 1.85 trillion baht (up 5.10%). The bank has successfully helped over 1.01 million customers, or 80.68% of those in its income-support programs, restructure their debts and maintain their homes. For the second half of 2025, the GHB plans to leverage digital technology, artificial intelligence, and real estate data to enhance service delivery under its "Beyond Housing Bank" concept, including five strategic pillars: supporting clean energy transition through green loans with preferential rates for energy-efficient homes; introducing flexible lending strategies tailored to customer segments; and expanding sustainable housing finance options such as solar roof financing, which already generated 8.54 billion baht (40.65% of target) in the first half.

During the 48th ordinary session of the World Heritage Committee on July 22, Thailand received positive news as none of its world heritage sites were proposed for inclusion on the List of World Heritage in Danger. This reflects that Thailand's conservation work, area management, and monitoring of world heritage site status continue to comply with World Heritage Convention obligations and successfully preserve the outstanding universal values of these sites. The Ministry of Natural Resources and Environment, led by Minister Suchat Chomklin and Permanent Secretary Dr. Raviwan Puridej, has driven efforts to elevate world heritage conservation in tandem with sustainable development. The Office of Natural Resources and Environmental Policy and Planning, serving as Thailand's central coordinating agency for the World Heritage Convention, has integrated cooperation with relevant stakeholders and area management authorities in closely monitoring and assessing conservation status while promoting management measures aligned with international standards to maintain outstanding universal values. World heritage designation is not an endpoint but the beginning of long-term conservation responsibility. State parties and responsible agencies must develop efficient area management plans covering conservation, appropriate land use, tourism management, disaster risk management, community participation, and regular monitoring and reporting of conservation status. If management is inadequate or values are severely compromised, the World Heritage Committee may list a site as being in danger, and if conditions do not improve and universal values are irreversibly lost, the Committee may remove the site from the World Heritage List. Historical examples include Dresden Elbe Valley in Germany, delisted in 2009 due to a large concrete bridge construction that significantly reduced landscape integrity, and Liverpool – Maritime Mercantile City in the United Kingdom, delisted in 2021 due to large-scale development projects in the area.

A 25-year-old former mechanical engineering student was shot dead by two armed suspects from a rival institution near an apartment in Khlong Kluea subdistrict, Pak Kret district, Nonthaburi province on the morning of July 21. A religious merit-making ceremony was held on July 22 at Sanam Noi Temple, with the atmosphere heavy with grief as the family and friends mourned. Many of the victim's friends attended the ceremony, and most believe the shooting resulted from institutional rivalries, as the victim had previously been a student at a competing institution.

Nari, the victim's mother, revealed that she lit incense at the ceremony asking her son's spirit to help police identify and pursue the two suspects. She stated firmly that she will never forgive the two gunmen for brutally killing her son, and if police arrest them, they should not bother seeking her forgiveness—she demands the case proceed strictly according to the law. When asked whether any government agency has offered assistance to the family, Nari responded that no organization has yet provided any support or compensation to them.

Thailand's men's volleyball team showcased excellent form after defeating Myanmar to open week two of the SEA V Cup 2026 in Jakarta, Indonesia. The Southeast Asian volleyball league tournament match occurred on July 22, 2026, at Jakarta International Volleyball Arena in group B, where Thailand's world-ranked 68th team and third-ranked squad from week one faced unranked Myanmar. Coach Park Ki-won, head coach of Thailand's men's volleyball team, fielded his starting lineup featuring Padej Pinijjadee, Anuchit Pakdeekeaw, Chaiwat Tongkham, Thanthat Tavaerat, and Bunnyaritthi Wongthon, with Nattapong Chachamnai as the free player. Thailand dominated decisively, sweeping Myanmar 3-0 in sets with scores of 25-20, 25-9, and 25-18 to earn three points and secure a successful opening in week two. The team's next match will be against Vietnam on July 23, 2026, at 3:30 p.m.

The Thai Meteorological Department issued a weather warning for tomorrow, alerting four regions to heavy rain with Bangkok at 60 percent chance of thunderstorms, mostly between afternoon and evening. July 22, 2025—The Meteorological Department forecasts heavy rain in scattered areas across the North, Northeast, Central, and Eastern regions over the next 24 hours, driven by a moderate southwest monsoon affecting the Andaman Sea, Thailand, and the Gulf of Thailand, combined with a low-pressure system over northern Vietnam. Residents in the North and upper Northeast are urged to be vigilant against heavy rainfall and accumulated water.

The upper Andaman Sea and upper Gulf of Thailand are expected to see waves 1-2 meters high, with the lower Andaman Sea experiencing around 1 meter. Thunderstorm areas may see waves exceeding 2 meters. Mariners are advised to navigate carefully and avoid areas with thunderstorms.

A low-pressure system over the Pacific Ocean is strengthening and expected to become a depression, moving through the northern Philippines between July 24-25, 2025.

**Northern Region** Thunderstorms expected in 70 percent of areas with heavy rainfall in some places, particularly in Mae Hong Son, Chiang Mai, Phrae, Nan, Uttaradit, Tak, Sukhothai, and Phitsanulok. Low 22-26°C, high 29-33°C. Southwest winds 10-20 km/h.

**Northeast Region** Thunderstorms in 60 percent of areas with heavy rainfall possible in Udon Thani, Bueng Kan, Sakon Nakhon, Nakhon Phanom, Khon Kaen, Maha Sarakham, Mukdahan, Amnat Charoen, and Ubon Ratchathani. Low 23-25°C, high 29-35°C. Southwest winds 10-20 km/h.

**Central Region** Thunderstorms in 60 percent of areas with heavy rainfall in Nakhon Sawan, Uthai Thani, Lopburi, Saraburi, Phra Nakhon Si Ayutthaya, Kanchanaburi, and Ratchaburi. Low 24-26°C, high 33-35°C. Southwest winds 10-20 km/h.

**Eastern Region** Thunderstorms in 60 percent of areas with heavy rainfall in Nakhon Nayok, Prachuap Khiri Khan, Chanthaburi, and Trat. Low 24-28°C, high 33-35°C. Southwest winds 15-35 km/h. Waves 1-2 meters; over 2 meters in thunderstorm areas.

**Southern Region (East Coast)** Thunderstorms in 30 percent of areas, mainly in Songkhla, Pattani, Yala, and Narathiwat. Low 24-25°C, high 34-36°C. Southwest winds 15-30 km/h. Waves around 1 meter offshore; over 2 meters in thunderstorm zones.

**Southern Region (West Coast)** Thunderstorms in 40 percent of areas, mainly in Phuket, Krabi, Trang, and Satun. Low 24-27°C, high 32-36°C. From Phang Nga northward: southwest winds 15-35 km/h, waves 1-2 meters, over 2 meters in storms. From Phuket southward: southwest winds 15-30 km/h, waves around 1 meter, over 2 meters in storms.

**Bangkok and Vicinity** Thunderstorms in 60 percent of areas, mostly between afternoon and evening. Low 27-28°C.

Police and transport officials have visited an elderly couple in Mueang District, Nakhon Ratchasima Province, after they lost their state welfare card benefits, despite having received them continuously. The couple—Soad, 64, and Sommai, 73—had their benefits cut when authorities discovered they owned three motorcycles registered in their names.

Deputy Police Commander Sirichai Srichaiapanya of Mueang Station and Chotika Homyok from the Nakhon Ratchasima Transport Office visited the couple's home and delivered supplies while investigating the welfare card case. Chotika revealed that the couple's motorcycles are all over 15 years old, which falls within guidelines set by the Department of Land Transport in consultation with the Ministry of Finance. She confirmed that welfare card eligibility can still be considered even when someone owns more than one vehicle, and that the transport office has filed an appeal on their behalf.

For the husband, who is blind, all three of his registered motorcycles are also over 15 years old. Officials visited his home to file the appeal since he cannot travel easily. Chotika noted that thousands of affected residents have been contacting the transport office daily, so a One Stop Service has been established with all district offices to assist those unable to visit in person. The appeal and eligibility review period has been extended until September 20, 2026, and there is no fee for checking data or filing an appeal.