Government Announces Three Flood Relief Schemes for 2026

The Department of Disaster Prevention and Mitigation (DDPM) has unveiled three government flood‑relief measures for 2026, detailing where to submit claims and how payments will be made within 15 days if approved. On 16 October 2026, DDPM Director‑General Niratt Phongsithiwat said the relief follows directives from Deputy Prime Minister and Interior Minister Anutin Charnvirakul. The three categories are: 1. Emergency government advance funds under the Ministry of Finance Regulation 2025, offering immediate aid such as up to 88,600 baht per house for repairs, up to 6,800 baht per farming household for farm buildings, 2,500 baht per month for temporary rent (maximum two months), and up to 13,500 baht per household for essential work tools; plus cash for serious injury (5,000 baht if hospitalized three days or more), disability (16,600 baht), and funeral expenses (up to 35,700 baht, with an additional 35,700 baht if the deceased was the head of household). Claims are submitted in person at local administrative offices or Bangkok district offices. 2. Cabinet‑approved flood assistance for 66 provinces plus Bangkok from 15 May to 30 September 2026, providing payments based on flood duration and damage: 9,000 baht per household for flooding up to seven days, 9,000 baht for flooding beyond seven days, 5,000 baht if water surrounds the house making normal life impossible for over seven days, and 5,000 baht for high‑rise buildings where water does not reach living floors but effects last over seven days. For death from landslides, flood‑related incidents, drowning, being swept away, or electrocution during flooding, a funeral payment of 2,000,000 baht is provided; claims must be filed via the “Thang Rat” application or in person at local administrative offices or Bangkok district offices, with relatives submitting documents personally. 3. National Catastrophe Insurance Scheme covering 1 October 2026 to 1 October 2027, offering up to 100,000 baht per house for housing damage, with an initial 10,000 baht per flood event plus up to 90,000 baht additional; for windstorm or earthquake, an initial 5,000 baht per event plus up to 95,000 baht additional; for loss of life, 2,000,000 baht per person; and for permanent total disability, 200,000 baht per person. Claims can be filed via the website www.ThaiNatCat.Org, LINE OA @Thainatcat, call centre 0‑2012‑5555, or local claim centres. Claimants must verify identity through ThaiD; once documents are complete, payment is made via PromptPay linked to the citizen ID or bank account within 15 days after approval.