SCB Wealth Expands Global Investment Options

SCB WEALTH is advancing its "Go Global" strategy to expand world-class investment opportunities for wealthy clients. The bank is launching two new offshore investment product categories: foreign mutual funds and structured notes with embedded derivatives, denominated in US dollars. According to Sorchai Sunetta, CFA and Deputy Head of High Net Worth and Affluent Banking at Siam Commercial Bank, the initiative aims to provide WEALTH clients with convenient access to offshore assets through dedicated financial advisors trained to international standards, with comprehensive product offerings available through the InnovestX platform.

This approach reflects SCB WEALTH's commitment to elevating the international investment experience, enabling clients to manage portfolios that better mirror global asset structures across geographic diversification, currency risk management, and exposure to long-term global economic growth themes. Against a backdrop of global economic uncertainty—from Middle Eastern conflicts affecting energy-dependent economies to volatile interest rates driven by central bank policy challenges and competing pressures of inflation and economic growth—portfolios have become increasingly complex. Many countries also face elevated sovereign debt burdens, making comprehensive portfolio strategy essential.

Despite these challenges, compelling investment opportunities exist in foreign markets, particularly in sectors and countries benefiting from technology and AI advancement, most of which are located overseas. WEALTH investors can leverage offshore investment strategies to diversify currency risk through foreign-currency-denominated assets while efficiently accessing growth-oriented opportunities.

SCB WEALTH currently offers two main categories of offshore foreign asset investment products: (1) Foreign mutual funds established by global asset management companies (Offshore Funds) offering WEALTH clients access to premier global funds covering diverse assets and investment strategies in US dollars; and (2) Offshore Structured Notes—investment instruments with embedded derivatives designed to align payoff structures with market outlook and client risk tolerance, issued by foreign financial institutions and distributed through the bank's platform and InnovestX.

Example products include Callable Inverse Floaters that provide interest rate-inverse returns, Fixed Coupon Notes (FCN) paying fixed returns tied to various securities, Knock-in Knock-Out (KIKO) notes with principal and returns tied to underlying assets like stock prices, and Shark Fin Notes (SFN) offering principal protection.