SME D Bank Channels 27.7 Billion Baht to Small Businesses in Four Months
SME D Bank distributed 27.7 billion baht to nearly 3,600 small businesses in four months, creating 127 billion baht in economic activity and supporting over 81,000 jobs through streamlined lending and reduced borrowing barriers.
Pichit Mithrawongse, Chief Executive of the Small and Medium Enterprise Development Bank of Thailand (SME D Bank), announced that the bank has removed barriers to capital access for small business operators. Over the past four months (April to July 2025), the bank has provided financing exceeding 27.7 billion baht to approximately 3,590 businesses, generating 127 billion baht in economic circulation and supporting over 81,000 jobs while laying groundwork for green business development.
The initiative stems from Industry Minister Wrawuth Silpabutra's policy directing state agencies to strengthen Thai SMEs by improving access to capital, enhancing business liquidity, and supporting transition to green operations. The bank, a specialized state financial institution under the Ministry of Industry, has implemented the policy by removing regulatory obstacles, easing borrower qualification requirements, and adjusting collateral standards to help SMEs access credit more easily.
The bank has expanded its SME Green Productivity loan program to include operators switching to clean energy vehicles beyond electric vehicles. Clear communication from management to operational levels about support for small SMEs has streamlined the approval process.
Results show that in the four-month period from April to July 2025, SMEs accessed over 27.7 billion baht in capital—an 8% increase from the same period last year—while the number of businesses supported rose 77%, primarily small operators with loans not exceeding 15 million baht each. This generated over 127 billion baht in economic circulation and maintained over 81,000 jobs.
Moving forward, the bank will continue supporting SMEs while integrating those promoted by Ministry-supervised agencies into its capital access programs under the ONE MIND policy. By year-end 2025, the bank aims to channel over 80 billion baht to SMEs, generating more than 366.4 billion baht in economic circulation.