Bank for Agriculture Launches Golden Savings Bond With Monthly Prizes
The Bank for Agriculture launches its Golden Savings Bond on August 17, 2025, offering 500-baht units with monthly prize draws worth up to 117 million baht and a top prize of 20 million baht over a two-year term.
The Bank for Agriculture and Agricultural Cooperatives (BAAC) is launching its Golden Savings Bond series with units of 500 baht each, beginning August 17, 2025. The bond issue comprises 300 million units divided into 30 categories of 10 million units each, with a total value of 150 billion baht and a two-year deposit term. Upon maturity, depositors will receive interest of 1.15 baht per unit, equivalent to an annual rate of 0.115 percent.
Monthly drawings will take place 24 times and include a first prize of 20 million baht, two second prizes of 1 million baht each, and 300,000 third prizes of 300 baht each for matching the last three digits. Additionally, 10 special prizes of 1 million baht will be awarded, with five drawn in October and five in November 2025. Total monthly prizes can reach 117 million baht, with 300,008 prizes per draw.
Depositors placing 1,000 units or more (500,000 baht minimum) will have a chance to win the monthly last-three-digit lottery. The bond opens for deposits from August 17, 2025 onwards through the BAAC Mobile app and at BAAC branch counters nationwide. Interest and prize winnings are tax-exempt for individuals.
The first drawing will be held on September 16, 2025, with subsequent draws on the 16th of each month for 24 total draws, except January when the draw occurs on the 17th. Depositors who place funds by the 15th of the month are eligible for that month's prize drawing. Results and live broadcasts of the drawings can be viewed on the BAAC website (www.baac.or.th), the BAAC Thailand Facebook page, and the BAAC Thailand YouTube channel. Prize money will be transferred automatically to depositors' linked savings accounts the day following each draw.
