Elderly Woman Seeks Debt Help After Truck Accident Lawsuit
A Buriram woman brought coins worth 10,000 baht to the district office seeking help after a truck accident left her owing over 300,000 baht to a finance company. She fears losing her mortgaged land and house as the Execution Office threatens seizure. She is asking the Rights Protection Center to mediate a feasible repayment plan while her sons sacrifice meals to assist her.
The woman said she purchased an Isuzu pickup in 2023 for 840,168 baht, to be paid in 84 installments, intending it for her son’s work commute. She managed only nine payments before defaulting on the tenth installment, due March 11, 2023, after her son was involved in a road accident that injured his wife but left him unharmed. She returned the truck to the finance company, which subsequently filed a lawsuit on February 16, 2026, claiming about 670,000 baht in damages. A court judgment on July 6, 2026 ordered her to pay over 300,000 baht, a sum she cannot afford. She later received a notice from the Execution Office demanding contact within 15 days, warning that her land title deed, with structures valued at 365,144 baht, could be seized to settle the debt. Having only 60 baht on hand, she collected roughly 10,000 baht in coins from her children’s, grandchildren’s and relatives’ piggy banks, wrapped them in white cloth, and went to the Nang Rong branch of the Execution Office hoping to make a partial payment, but officials refused because the amount was far below the debt owed. She then turned to the Nang Rong Rights Protection Center, asking for mediation to arrange a manageable repayment plan. She explained that the land is mortgaged to the Bank for Agriculture and Agricultural Cooperatives (BAAC) and remains unredeemed, while the house on the property belongs to her sister. She and her husband work as irregular construction laborers, sometimes lacking income and even struggling to pay electricity bills. Her twin sons, currently in their second year at a university in Nakhon Ratchasima province, often skip meals to save money to help her with the debt, leaving her feeling both sad and stressed.
