Promise Expands Personal Loan Services Through Local Branches
Promise Thailand is expanding personal loan services through local branches to serve salaried workers earning at least 8,000 baht monthly, with loan approvals issued within one hour for applications submitted before 6 p.m.
Promise Thailand Company Limited is expanding its personal loan services through neighborhood branches to improve access to regulated financing for salaried workers earning at least 8,000 baht per month. Customers can locate a nearby Promise branch, submit their documents, and receive an approval decision within one hour for applications completed before 6 p.m. Applicants must be Thai nationals aged 20–64 with a current employment history of at least one month and a residential or work address in a service area.
Interest rates and fees range from 15–25% annually on a declining-balance basis, complying with Bank of Thailand regulations. Promise emphasizes responsible lending practices, encouraging borrowers to assess their debt repayment capacity before taking on credit.