National Housing Authority Launches Affordable Home Buying Campaign

The National Housing Authority (NHA) has launched the "Easy Purchase, Easy Payment" campaign under Social Development and Human Security Minister Nikorn Somklang's policy direction. The initiative covers 69 housing projects across Thailand, including 37 affordable housing projects, offering maximum price reductions of 20% along with credit and rent-to-own financing options. These measures aim to give low-income earners, seniors, people with disabilities, and vulnerable groups access to quality housing at fair prices.

On July 10, 2025, NHA Governor Thaveepong Wichaidit announced the agency has accelerated support measures through housing price reductions, special interest rates, and expanded financing and rent-to-own options to ensure all Thais can access housing equitably.

The campaign targets those rejected by commercial banks, allowing them to enter rent-to-own agreements directly with NHA. Standard projects feature tiered interest rates: years 1-3 at 2.5%, years 4-5 at 4.00%, years 6-10 at 5.75%, and years 11-40 at 6.70%. Selected projects offer special rates: year 1 at 0%, years 2-3 at 2.5%, years 4-5 at 4.00%, years 6-10 at 6.5%, and years 11-40 at 6.75%.

Borrowers can choose higher monthly payments to pay off loans faster. Credit bureau checks are waived for affordable housing, community housing, and social housing development projects. The campaign runs through September 30, 2025.

Current NHA renters can convert to rent-to-own contracts. Social housing projects require 1,000 baht deposits, while commercial projects require 5,000 baht. All participating units will be delivered in move-in condition or buyers can select a price discount for self-repairs under specified terms.

The campaign aims to increase housing access, reduce financial burdens, build housing security, improve living standards, and stimulate the real estate and national economy. For more information, contact NHA's Call Center at 1615 or visit www.nha.co.th.